Andrea Taylor from the Public Information Department interviews Dan McCue, our Chief Financial Officer.
Andy
Hello everyone and welcome. My name is Andrea Taylor, and I’m the public relations assistant with the Confederated Tribes of Siletz Indians, and today I have Dan McCue. Dan, how are you?
Dan
I’m great. Thank you.
Andy
So, Dan, tell us a little bit about yourself. What is your job here?
Dan
I am the chief financial officer for the tribe. The government operations. So, you know, the tribe has many operations. We have the casino resort, we have the government, we have the business corporation. So really, it’s the – it’s the government piece that I’m the financial officer for. And, that really means that I’m in charge of investments in charge and count accounting and minor trust. I mean, I’m in charge of, taking care of the audit because we need an audit every year. And, just the overall financial health of the tribe itself.
Andy
That’s a lot.
Dan
I, it is a lot. It’s a lot.
Andy
That is a lot.
Dan
I have like yeah, I mean, I started out from accounting and auditing. I audit it. Tribal casinos and governments and for profit entities and nonprofit entities. Way, way, way back when. And, pretty much been an accountant CFO for, what is it, now 25 years? Actually almost 30 years.
Andy
And how long have you been working here for the tribe?
Dan
I’ve been working here since 2019. April 2019. So a little over five years now.
Andy
Good. So you’re well? Well, oriented on how we work around here.
Dan
You know, I feel like I learn something new every week or so about something, you know, no matter what it is, you know, not just because I like to try to involve myself in not just accounting stuff, but, you know, maybe some other programs and, you know, just try to learn something about the tribe and about the program so that I can be a, I don’t know, beneficial member of staff in general.
Andy
I think it’s really important. I think we all need to be holding hands and working together. So that way we all know how we can lift each other and support each other. Yeah.
Dan
Yeah. And just makes it so that I can talk, you know, relatively intelligent about other programs, too, because, I mean, I don’t want to be stuck somewhere. Hey, tell me about this program over at the tribe. Well, I have no idea about that. I mean, I’m sure there are, I know there are some programs I don’t have a clue about, but, you know, at least I can talk somewhat about it.
Andy
But that’s important. I like that. Let’s get to know you a little bit. What is, what is one of your favorite hobbies?
Dan
I love to fly fish, and I love to golf. And then, I like to, sing karaoke.
Andy
You sing karaoke? Oh, my gosh, that is awesome.
Dan
And I just I’m, I’m in a band now too.
Andy
And what’s your band’s name.
Dan
Tsunami zone.
Andy
It’s a coastal band for sure.
Dan
Absolutely. Yes. Yep. We did that. Kind of did that name for a reason. Okay, so we just started this year and our first gig was last week.
Andy
And where was.
Dan
It, it was at the Mad Dog in Newport.
Andy
Nice.
Dan
And, this Saturday, we’re going to be at Literacy Park. Over behind the library.
Andy
And so do you sing or do you play an instrument or both?
Dan
No, I sing, just sing
Andy
Okay, nice. Oh, that is awesome. See, and I like fishing, but I’m way more interested in that right now. Because I go fishing, I go fishing a lot. I keep a pole in my car in case on my way home, I want to just like throw one in.
Dan
I actually have a fly rod in my truck all the time. Yeah, my golf clubs are in the club or in the truck all the time.
Andy
Just in case.
Dan
I know.
Andy
But. So you’re in a band? Tsunami Zone. Okay.
Dan
Yeah, find this on Facebook. You’ll see. You’ll see all of our events.
Andy
I’m going to do that.
Dan
Because I’m the, I’m the, I’m the social media coordinator for that, for the band.
Andy
I’m really excited about that.
Dan
Are you really?
Andy
I am.
Dan
Okay, now everybody’s going to know that I’m in a band.
Andy
That’s awesome. That’s so awesome. Okay. Do you. Do you read at all? I mean, I’m assuming you’re busy. I don’t know how much you read. Do you read or do you?
Dan
I don’t read.
Andy
You don’t read much?
Dan
No, no. I, I think it had to do with back in high school. I was forced to read, you know, for book reports or stuff like that. I never just got into it. I will listen to audiobooks all day, but I’m just not I’m just not a great reader.
Andy
I just never have time. I’m a good book starter.
Dan
Are you?
Andy
Yes. But I don’t have time in my day to finish it. So it takes me, you know, with somebody would take, you know, you know, maybe a month to read a book. It would take me almost all year because I’m like, two pages at a time. That’s all I can separate myself from my daily life to get done.
Dan
There’s a couple of things I wish I could then, you know, obviously more, one would be to read more often. The other is if I would run. I feel like I’ve missed out on that because, too, I’d be a little more, athletic if I, if I ran or more in shape if I ran. So I wish I would have run, and I wish I would have read earlier and then gotten in the habit because I just don’t do either of those.
Andy
I, I agree, I can I can sympathize with that. Okay. So, do you vacation do you like taking vacations? What’s your favorite one if you have?
Dan
Boy, I love to vacation. I, you know, I don’t have a favorite because there’s just too many. I went to New York, had a great time. Went to Hawaii, had a wonderful time. Been to Montana, Flathead Lake. Just a beautiful time there. You know, I mean, I will just about go anywhere. And I’m planning on going to Alaska this year, and I’m sure that one’s going to be awesome, too.
Andy
So do you make an itinerary when you vacation, or do you just fly by the edge of your seat?
Dan
It’s an itinerary.
Andy
Itinerary?
Dan
Yeah, I’m working on it right now for the Alaska trip.
Andy
Okay. Do you like movies? I’m assuming you like movies. You’re in a band.
Dan
I love movies.
Andy
I love. Okay. What’s your favorite genre?
Dan
Action.
Andy
Action? Mission impossible style?
Dan
Oh, absolutely. Okay. Mission impossible or like superhero stuff. I like all the, Marvel stuff. All that stuff. So I’m all about that.
Andy
Okay. So do you have a favorite movie?
Dan
Yeah. Jurassic park.
Andy
Jurassic park. Old or new?
Dan
Original.
Andy
Original.
Dan
It opened on my birthday.
Andy
Nice. Jeff Goldblum.
Dan
And that’s why I liked it. I worked, I worked at the movie theater, and it opened on my birthday. The, uhh, the original.
Andy
I love Jurassic Park. The originals are the better ones. Yeah.
Dan
Oh, and Indiana Jones, you know, that’s stellar too. All the Indiana Jones.
Andy
Yeah, my husband likes Indiana Jones. I just never did.
Dan
Just pretty much like anything that’s action related, you know, that type of thing. I mean, I know that it’s probably – I mean, it’s obviously not real life, but…
Andy
No, but it’s fun. It’s great. The point is entertainment, you know? All right, well, let’s dive into what we’re doing here today. We’re going to talk about what a CFO does. What are your main duties as you’re supposed to roll?
Dan
Well, the way I role is, so like recently I, with the last few months, I became, the manager of all the accounting staff before it was the administrative manager, and but now it’s me. And so now I have more control or more direction over the accounting staff. And so, I’m their, all their supervisors and kind of have the, the last word on anything accounting essentially. Okay. But you know, one of my major items is to do, financial statements and provide those to, Tribal Council. Another is to, coordinate things with the banks and with investment managers, help make those decisions, coordinate discussions with in, in the various committees that I’m a part of, including investment committee, audit committee 401K committee.
Dan
Stuff that has to do really with, financials and, and money is, you know, I’m a part of. I’m also in charge of the Chemawa Station, LLC, which is a joint venture with Grand Ronde out in Keizer. Where, we’re developing a property for, it’s commercial real estate. That’s what it is for commercial rentals. You might know the place out there that has chick fil A and 7-Eleven right next to each other. Yeah, that’s Chemawa station. And then right across the street from Ulali Drive, is the rest of the development all the way to the water tower down there. And so we’re working on that construction project right now. So we’re going to, there’s going to be, you know, a couple of different places in there. And there’s a tire center, a hotel and, some other shop buildings that are going to go in and you know, try to get that development really up and running so that we can it gets an economic development engine for both tribes.
Dan
And then the other thing that I’m in charge of is the minor trust program, which is, you know… We have 1600 accounts with that are, you know, minors, you know, under 18. As well as some people that are over 18 up too. I think, our oldest, our oldest beneficiary is probably 24, maybe. And, where all the per-caps over their lifetime from 0 to 18 have been put in there. And we’re just managing those funds by investing them. And then when they turn 18, they can, you know, start getting distributions from it because they can’t get, a per-cap, if they’re under 18. But we still give them a per-cap to the trust.
Andy
Okay. Gets deposited kind of as like a savings. Yeah.
Dan
Kind of a savings. Yep.
Andy
Okay.
Dan
Yep, yep. And, Yeah. And then and then anything financial, like a debt related thing. We don’t as the tribe, we don’t have a whole lot of debt, which is great. You know, we have we, we purchase a property with some debt, and it’s not, like I said, not a whole lot in comparison with the rest of the assets of the tribe.
Dan
But I’m the – I manage, I help manage and report with that debt and have relationships with the banks and that type of thing.
Andy
Okay. When you talk about debt, can you define that as…
Dan
It’s kind of like a mortgage. Yeah, that’s kind of like a mortgage.
Andy
Oh.
Dan
That’s what it is.
Andy
Our payments that we make.
Dan
Yeah. So like, we have property in Salem that we make monthly payments on. We have, property down in, Douglas County. Tahkenitch Lake. All the, like the, all the forest around it. that’s, big piece of land that the tribe owns that we owe money on still.
Andy
Okay. Okay. Because I didn’t want to scare our listeners by saying that we’re in debt, you know?
Dan
No, no, no, no, we think of that as the amount of the amount of debt that we have is very small compared to like, say, other tribes or whatever it is. You know, like, like the casino that we have, there is no debt and that casino and that’s, that’s almost unheard of in tribal country.
Andy
Okay. That’s good to know.
Dan
Yeah.
Andy
So I would like to learn more about our minor trust accounts. Yeah. What, what, what can you provide? Not only myself, but our listeners information on that.
Dan
Okay. So, like I said earlier, the tribal council, from the gaming proceeds that we get from the resort, a portion of those proceeds get distributed to the tribal members, as everybody knows, as all the tribal members know. Well, if you’re over 18, you get a check, right? If you’re under 18, you get a distribution. But it goes into the minor trust, in the savings program. Every minor has a separate account, okay. It’s actually a pooled account, but there’s a separate accounting for it. So like, like you as a minor have a specific amount that’s attributable to you that gets put away. And then so if you start at age zero, if you’re an enrolled member, so it kind of starts with, say, a parent enrolling their child, with the tribe.
Dan
Once it gets in, once a tribal member gets enrolled, then they can start receiving the per-capita distribution. So say you have someone that doesn’t enroll someone till they’re seven. They have missed out on six, maybe seven per-capita distributions at this point. Right? And it just means that there’s this less funds for that seven year old when they become 18 to have available for them. So it’s always good for tribal members to enroll their children as soon as possible so that they can have the full amount of per-capita over time. Right?
Andy
Right.
Dan
So, every year, the distribution is made and those funds are put into an account, like I said, for the minors. And it just grows over time. It gets invested. And that, and depending on your age is the, I guess there’s tiers what we would call tiers. So from say 0 to 10 there’s a tier. 10 to 15 is a tier. 16 to 20 is a tier. And 21 plus as a tier.
Andy
Okay.
Dan
Right now. And the older you are, the more conservative the investments are. So if you’re younger it’s a little more aggressive. So like the younger accounts are going to be more invested in equities, which are going to be like stocks like Amazon, you know, Netflix and-and Microsoft and whatnot. And, and but then when you get to say you’re 21 plus you’re going to be in fixed income. Which you’re going to be the bond market, which you’re going to be government bonds and Ginnie Mae’s, which are mortgage backed securities, is, some corporate bonds where the where the bonds are really just promise you ring promising you a, a fixed income distribution, right of like an amount of interest per month.
Andy
Okay.
Dan
So with the stocks you’re really dealing with, with equities, you’re like you’re hoping that the market goes up because you get dividends. You can make earnings and you might sell it later for a profit type of thing. You know. So that’s what I mean by more aggressive, is that they’re playing the stock market more aggressively because the earnings potential is greater.
Dan
But then also the risk of loss is greater. But over time it’s going to be a net positive. Right? Because you’re definitely going to have some times where you’re going to have some losses, but most of the time you’re going to have increases, right. Your gains.
Andy
Okay. So okay. So as they get older they kind of pull back the reins. You’re still, still gaining. But at a slower rate.
Dan
At a slower rate.
Andy
Right okay.
Dan
Right. And I mean and minors not, might not get this totally yet, but I’m sure many adults probably do. And you kind of think about the 401K right. When you’re younger you want to be a little more aggressive because you have, you know, 30 to 40 years before you retire. But when you’re getting up to, you know, 40, 50 years old, you might want to switch up and go, well, I don’t want all my money in stocks.
Dan
I want to, you know, have some capital preservation so that it just it just move in. That’s why the tears are there. So they kind of move and make it from aggressive down to more conservative. So but that’s, that’s kind of the investment part of it. And once you become 18, you can start making, or getting distributions from the program.
Dan
And you can take one distribution per calendar year. So from January to December, because we wanted to match up with the tax year with the IRS. And from when you turn 18 you can get $5,000. When you turn 19, you can get $5,000. When you turn 20 you can get another $5,000. When you’re 21, you can take all of it if you want. Okay, you can take it when you’re 21. In fact you can you can take, well in you’re 18 you can take up to $5,000 like you’re 18. You can like take like $2,000 if you want. You don’t have to take 4 or 5, okay. You know. But and then when you’re 21 you take any amount you want.
Andy
And that’s all taxable though, right.
Dan
It is.
Andy
It’s well it’s.
Dan
It’s it’s what’s called it’s technically called reportable.
Andy
Okay. Okay.
Dan
So the difference between I like to use the word reportable versus taxable because you might be as a minor you might not have any income except this $5,000. Right. And so you might not have a job or maybe you have a job that’s part time that doesn’t pay a whole lot. And we give you the $5,000, and in that your tax bracket might be a, you might not have to pay any tax on the $5,000, just depending on your tax situation.
Dan
So I like the word reportable because it’s just we report that we gave you $5,000. Right. And when you file your taxes you take care of it that way. The cool thing about this, the distribution based on calendar year, is that you could actually take a distribution once a year. Once you’re 18, you can take a distribution, say in November and then in March take another $5,000 because it is based on the calendar year, not based on your birthday.
Andy
Oh, that’s nifty to know! Because, so if you have a birthday in November or December and you turn 18, then you can pull one then. But you can pull one. Like I said, sorry I’m just trying to read it to make sure I have this correct, next year. So if I turned 18 this year in December, 10th, I turn 18 – and the next year I need five more thousand dollars, I can pull out another $5,000 because I don’t know I have a home repair or I need to help out family member and I can pull out another $5,000 in January.
Dan
Got it. Technically that’s correct. Yes. Not a whole lot of people do it, you know, I mean they just wait, you know, once a year because it’s just based on calendar year. Because if you do that, then you got to wait an entire another year before you get in distribution. So it’s good actually spaced out. You do it if you do it in January, December, do another one in December, then do another 1st December.
Dan
Okay. Just a space amount.
Andy
And why do we have it set up this way?
Dan
I mean why the distributions are spread out this way. Yeah. Well, so investment committee met and, and tribal council met, a few years ago, and they were seeing a problem with the minors. They were getting their, their money at 18.
Andy
Dan
And spending the entire thing on a car and then crash it and then like, well it’s all gone or something like that.
Andy
That’s it.
Dan
So that’s kind of what happened. Right. And then the other thing was the taxability issue, there was a kiddy tax at the time that was involved. I mean, it’s less of an issue now. I think. But the kiddy tax was, was very significant. And in order to help to delay taxes or as a tax strategy, it was decided that, like, you know, at 18, you’re an adult, but maybe you need some financial literacy, you need some classes, whatever.
Dan
So let’s give you $5,000 for, you know, for a few years so that, like, you don’t get the whole thing at once because you need to learn how to budget in it, you should learn how to spend it, you know, not blow it all in one spot type of thing. Right? And just space it out. But then when you’re 21, like, you know what – We really can’t, you know… you probably should be an adult and…
Andy
Learn how to manage your finances.
Dan
Learn how to manage it and everything like that by that time. So that’s kind of where that came from.
Andy
So and so what is the kiddy tax?
Dan
The kiddy tax is similar. It was just it was similar to an estate tax is the way I understood it. And it was like if, if as a child, you were earning, money, you know, there like parents…. Let’s back this up. So parents would actually invest money or give money to their kids.
Dan
And they would, they would have income and it was just a way to take money away from the parent’s income to give it to their kids, to try to be tax free.
Dan
Is what it was. And so the kiddy tax was a way to, to discourage that piece of taking income from parents and giving it to the kids. And so it was like 37% is what it was. T he tier. And so like if you get if you give someone, you know, $20,000, it was like five grand was tax at 10%, another 15 was at 25%, and the rest of it was at 37%.
Dan
So you would see all this money going to to the IRS. And when file taxes it, you know, you might, may, may or may not get it back just depending on how it worked. But I don’t see kiddy tax as much. I think they’ve come up with some rules that help not have the kiddy tax anymore. Okay. Especially when you’re at $5,000, you’re not having a kiddy tax. You’re not in because it had to do with you being in school. And not 21. And you know, not being a dependent and that kind of thing. So it I see that kiddy tax doesn’t apply a whole lot anymore because I think they’ve changed the rules.
Andy
I remember that was big news. When it happened. And so who is our investor. Who, who do we work our minor trust accounts with.
Dan
We have two partners that we use. Okay. One is Sovereign Investment Advisors. They’re the ones that actually invest the funds for us. So we kind of we kind of tell them that, like, here’s the tiers we want, here’s what our risk, analysis is of like, you know, we say that this tier we want to be, say, 60% equities and 35% bond and 5% cash or whatever it is, right?
Dan
In that first year, okay, we kind of tell them that. And then their job is to go to take the funds and invest them in, in, you know, different mutual funds in order to, to maximize earnings. So it’s on them to maximize the earnings as best they can. The second partner we have is Providence First Trust.
Dan
And they’re the, what I would call the administrator of the program. So they’re the ones that do the essentially the accounting for all the different accounts because the investments are all and are in pools. And those pools have to be divided up into all the different participants, all the different minors. Right. Well, that’s what Providence does, is they, they account for all the separation between the different participants.
Dan
So they’re taking, say, the, earnings for the month and dividing that up between all the participants. And they’re the ones that are also, when, when miners send in their application, I send it to them and they make the distributions themselves also. Providence does. And then they’re the ones that have online access. So all the miners have access to their, their accounts to see what they have earned, what their balance is, whatnot shows what their distributions have been, with them.
Dan
And so I rely on them to take care of all that accounting piece.
Andy
Okay. That’s that’s good to know that that is good information to know. How do our minors apply? You talked about the application there for a second. They just find the form online and give it to you. Do they email it, mail it?
Dan
There’s a couple of places. So I know that enrollment, once you become 18, they send out a packet to those newly non-minor individuals. And then that packet has an application form, okay. So that’s one way but you know those things get lost in whatever. So the second way is to show up here and get it, get an application I believe we have them down stairs in one of the little, like.
Andy
Spinny…
Dan
Things, whatever it is. Okay. And the other way, the easiest way is actually to download it from the website. So on the CTSI website, there is a web page that is under Programs Minor Trust, and it has all the information. I’m kind of talking about. About the minor trust. It has a, a button on there that you can download the application form.
Dan
That application form has to be filled out and signed and notarized. So like you have to go find a notary to actually witness your signature. There’s another button on there that downloads the, if you get a direct deposit so you don’t have to get a check, you can get a direct deposit again, has to be signed and notarized.
Dan
The thing with that direct deposit that a number of individuals miss, is that you have to turn in something showing, like you’re routing an account number. If you do a direct deposit.
Andy
Like a void check.
Dan
Like a void check. Or like the bank will provide, say, a statement or letter to say yes, this person has this account and this is the account number and routing. And then there’s also, there’s a third button on that page, that shows you, instructions on how to access your account online to see how much money you might have in there.
Dan
So, but the application process, the applications have to come to me. The originals have to come to me. I can’t accept a fax. And I can’t accept an email. It has to be in the original.
Andy
And what are some common misconceptions about our minor trust accounts? That you would maybe like to help our tribal members and our listeners understand?
Dan
Let’s see, misconceptions. I’m trying to think of what they could be
Andy
That’s a tough one, right?
Dan
I know, I know, I mean, like, I mean, I kind of, I suppose I kind of hear some stuff. You know, I guess it’s that number one that, you can start getting the money in 18. You get it at $5,000 per calendar year. It’s not based on your birthday. It used to be based on your birthday, but it’s not anymore. And that you can. You don’t have to. Someone called me late last week. I was like, do I have to take the money in 18, or do I have to take the money at 21? You don’t have to. According to, you know, the, the, the program, you can actually keep it there till you’re 25, okay? So you don’t have to take any of it until you’re 25. But when you turn 25, we’re going to make you take it. Okay. And then if you if you end up, if we keep telling you to take it and you don’t, by the time you’re 30, it’s going to be redistributed to all the tribal members. So you’re going to lose it. So if you don’t take it by 30, you will be losing in the, the investments, that are part of this part of the program, are decided by an investment committee and approved for by tribal council.
Dan
It’s not necessarily just one person make this decision. You know, it’s a group of people, including the advisors. You know, that we rely on their, professionalism and their expertise to help us decide what investments to go into. I know that back in 2022, there was a big stock market down that really had a lot of people upset. But, you know, if you were really invested in the program since you were a kid. yeah. You lost money that year. Everyone lost money, you know, I mean, everyone there was no place to hide. Bond market was bad. The equity market was bad. But, yeah, we’ve recovered a bit. You know, a lot of that loss that was taken in 2022.
Dan
We’ve recovered a whole lot of it. I’d say probably 75% of the loss at this point. So I mean, when we switched over in 2021, we were at the height of the market. I mean, we were at the top. So we’re we’re just still recovering as we’re doing. So the longer you’re in, the better it’s going to be. And it will end up being positive. And everyone, you know, there’s a lot of people that have this, that, that they lost money. They lost money. Well, when you think about the long term of it, they really didn’t lose any money because people had been invested and had significant gains, say, when they were like 12, 13, 14 years old. And then maybe when turn 18, they took a loss. But really the loss to overcome those are and did outpace those gains that were were earned in earlier years
Andy
And and it’s likely to and you can correct me if I’m wrong. It’s likely as well that in in 22 when those losses happened, if you were in a conservative account because you were old enough, you didn’t probably didn’t lose much at all, as much as maybe the ones who were in a more radical account.
Dan
Yeah. More aggressive, more aggressive.
Andy
Right. Yeah.
Dan
So the more conservative accounts didn’t lose as much, but they still had they still lost, though, you know, I mean, that’s just what it was because like I said, the the bond market was also down, you know, these fixed income accounts where you’re promised this amount of money per month and, yeah, it’s coming in, but then the market just throws it off because interest rates and inflation and the fed trying to fix things and was just it was tough.
Andy
Yeah. And the per-capita was still there. We’re talking mainly about investment gains. Yes. The per-capita line is still there. That didn’t go away. So people didn’t lose that. They were just gains on the investments. Right. Okay. Just to clarify, to make sure that I am again correct in this in this information.
Dan
Yeah. Yeah. Like if you were to take all of the per-capita is that is or say, say that someone was invested, when there were, you know, a month old or they enrolled them in their month old and they got the per cap their first year and they get 18 of them right. And then, so, and say that number is $24,000.
Dan
Okay. If you added up all those per-capita as 24,000. And then you looked at their account, today they probably are at 35,000. Maybe 38,000, you know, I’m not sure. Right. Depending on when they got in and if they got if they got in in a good time, you know, when there was a good market. So over the long term they’ve made $13,00-14,000. Even with a 2022 decline.
Andy
Do you have any topics or thoughts that you think we may be missed that our listeners should know?
Dan
You know, I can’t think of anything right now. I think I’ve covered, you know, I think the, the major one I really wanted to deal with was the, the minor trust to make sure everybody has the right information. And, you know, if anybody wants to, you know, call and talk to me. I’m pretty much available here at the tribe.
Dan
My number is on the website, and you can find it and, talk to me. You know, I’ve talked to parents, I’ve talked to grandparents, I’ve talked to, you know, you know, kids over 18, between 18 and 25 that have questions about it. I mean, I get calls, you know, I don’t know, once or twice a week, asking this kind of stuff.
Dan
So I know people are reaching out and they know where to find me.
Andy
So yeah, direct information from the person who knows the most about it is going to be the most accurate information. So people are encouraged to reach out and ask. Good. Thank you for encouraging our members in to do that. Yep. I have one final question for you. And because you’ve been here for several years now, I’m sure you’ve attended quite a few events.
Andy
What is your favorite? Whether it was one time event that hasn’t occurred ever again or it’s an annual event, what’s your favorite event that we do here with, the tribe?
Dan
I, you know, I just I have to land on the pow-wow. I think it’s a great, a great celebration. I mean, I was, I attended the first, the first one I went to was back in 2019. And it was a great event, you know, like three days and then the pandemic happened and kind of went away and you know, and then we had that for one day I think, and then back to three days.
Dan
And so I really enjoy that pow-wow just getting to see so many people, just enjoy themselves and, and express their love for the, you know, the tribal heritage.
Andy
I like that I do at pow-wow is it’s such a great event. It’s so enriching. And even if you’re not a dancer or a drummer and you’re just out there still just celebrating. All right. Well, thank you, Dan, so much for coming in and helping us and encouraging our listeners to, to get Ahold of you and to educate us or inform us, however people want to take it about, what you do and what our minor trusts are for.
Dan
All right. Well, I appreciate you having me.
Andy
All right. Have a great day. Okay.
Dan
Thank you. You, too.